The easiest way to meet FinCEN compliance.

Closinglock simplifies FinCEN compliance for real estate by helping title professionals securely collect required data through a single DocuSign-powered form—eliminating hours of back-and-forth.

SIGNATURES COMPLETED IN 24 HOURS

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REDUCTION IN AVG. CONTRACT TURN TIME

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CENTRALIZED HUB FOR CLOSING COMMUNICATION

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How It Works

Lighten the load of FinCEN compliance for Real Estate

Send a user-friendly FinCEN form to clients in just a few clicks.
Certify signatures with Docusign’s tamper-proof seals and completion certificates.
Sync completed forms to client files inside Closinglock, where they remain protected.
Access a full audit trail at any time, including IP addresses, IDs, and timestamps—so you always know who signed, when, and how.

Frequently Asked Questions

What is the Financial Crimes Enforcement Network (FinCEN)?

The Financial Crimes Enforcement Network (FinCEN) is a bureau of the U.S. Department of the Treasury responsible for safeguarding the financial system from illicit activity. FinCEN establishes reporting and compliance requirements that impact certain real estate transactions.

When do the new FinCEN anti-money-laundering rules take effect?

The new FinCEN anti-money-laundering (AML) reporting rules take effect on March 1, 2026. Starting that date, title and settlement companies must file reports on certain non-financed residential real estate transactions to help prevent illicit funds from entering the market.

Which real estate transactions must be reported under the new FinCEN rule?

The new FinCEN rule applies to non-financed residential real estate transactions where the buyer or seller is a legal entity—such as an LLC, corporation, partnership, or trust. Industry experts estimate these transactions make up about one in ten closings nationwide.

How does Closinglock make FinCEN compliance easier for title companies?

Closinglock simplifies FinCEN compliance for real estate title professionals by automating data collection, eSignatures, and recordkeeping. Clients complete a templated FinCEN reporting form through Docusign, and the results automatically sync to your title production software. Completed filings are securely stored for five years with full audit trails, so your team can access them anytime for verification or review.

Learn more about how Closinglock integrates with Docusign to keep your filings accurate and audit-ready.

How does Closinglock keep FinCEN filings secure and verifiable?

Closinglock secures every FinCEN filing with Docusign-backed eSignatures, tamper-evident seals, and completion certificates. Each record includes signer IP addresses, timestamps, and identity data for full transparency. Files are encrypted, stored safely in the company portal, and easily retrievable during audits or regulatory reviews.

Learn more about all Fraud Prevention Tools inside Closinglock and how your clients stay protected.

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