SecurePay

Protect every payment and create closings clients love.

Give buyers a secure, insured way to pay — while simplifying your workflow.

With SecurePay you eliminate wire fraud and gain automatic $2.5M insurance on every payment. Get faster, good-funds compliant transfers and boost team efficiency, all by offering buyers the easy, convenient experience they expect.

Better closings start with better payments.

Transferring funds no longer needs to be a source of friction. SecurePay gives your clients a fast, secure, and guided way to complete payments — on any device.

Send Wire Information

Initiate a secure payment request from Closinglock.

Buyer Pays

Buyer logs in and follows the simple, guided flow to send payment.

Funds Transfer

Good-funds compliant payment, insured up to $2.5M.

Get Updates

Everyone stays informed with real-time status alerts.

“We’re not waiting for someone’s check to clear. This is an automatic transfer, it’s good-funds, and the turn-time is super fast. It’s just a lot faster and easier.”

Capital Title of Texas

SecurePay supports Real-Time Payments (RTP).

Closinglock SecurePay supports Real-Time Payments (RTP) for buyers whose banks offer it. These transfers are instant and can be completed after hours and on weekends—a helpful option for time-sensitive closings.

Not all banks support RTP yet.
Want to check if yours does? Explore these resources:

Modern Treasury: What is RTP?
The Clearing House
Federal Reserve Bank Services

Nearly $2B

in funds securely transferred

50%+🙋🏽

of buyers choose to pay digitally

4.7 / 5

rating from buyers across the US.

Frequently Asked Questions (FAQ)

Why should our buyers use the Closinglock SecurePay to make a payment instead of working directly with their bank?

Buyers give SecurePay a 4.7 out of 5 star rating for the convenience, security and speed.

Title teams appreciate that they can offer their clients payment options, including the secure digital payment solution that supports same-day good funds compliant payments to keep closings on track.

Sounds great for the buyers, but what’s in it for us at the Title Company?

More importantly, SecurePay is the most secure way for your buyers to send earnest money, cash to close and other closing costs. SecurePay securely matches your verified wire instructions with the buyer’s verified bank account resulting in a good funds compliant funds transfer that leaves zero room for error or fraudsters. And, each payment is insured at no extra cost to you, giving you and your clients added peace of mind.

Good Funds compliant in all 50 states.
Realtime payment tracking notifications and receipts so you and your buyer can follow funds as they’re transferred.
SecurePay payments auto-match to your Closinglock files so you don’t have to keep checking the ledger
Closinglock saves your clients valuable time with no apps to download, registration, or passwords to remember or recover.

Our company receives a lot of calls from buyers who want to know if we have received their payment. How does sending the payment through Closinglock help?

With SecurePay, you and your buyer receive text and email notifications in real time so you can follow the funds as they’re transferred.

How much time is this going to take my staff to learn and do we have to completely change our process for collecting payments?

If you are already a Closinglock customer sending wire instructions to your buyers, there is no additional training or process changes required. Your buyers will see SecurePay included as an option alongside the Wire Instruction Download and they’ll be coached through the simple process step by step. Flyers explaining the benefits and how this works are available for all Closinglock customers and their clients.

Is there any setup required with my escrow account to enable payments to be deposited into this account?

No additional setup is required on your end to use Closinglock SecurePay.

If you want to enable RTP so you can receive wires instantly, you may need to work with your bank to enable RTP. Our team is happy to help guide you through the process.

The future of closing is here—and it's secure.

Whether you’re a title company, a law firm, or an agent, Closinglock helps you protect what matters most.